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Ep. 168 Bob Murphy Responds to Dave Ramsey Calling IBC a Scam

Personal finance guru Dave Ramsey recently called IBC a scam on his popular show. Ramsey alleged that the dividends received from a mutual life insurance company were just deliberate overcharges to make the customer think he was earning a profit, even though it all came out of the customer’s own pocket. Bob sets the record…

Ep. 84 Bob Gives a Short Case For the Infinite Banking Concept (IBC)

Along with Carlos Lara, David Stearns, and the late Nelson Nash, Bob has been heavily involved in educating the public and financial professionals about the Infinite Banking Concept (IBC). This is a process of using a dividend-paying Whole Life policy as a cash management tool, to “become your own banker” (in Nelson’s famous words). Bob…

Ep. 27 Lara and Murphy Discuss IBC and the Business Owner

This episode is a re-broadcast of a recent episode of the Lara-Murphy Show. Bob and his co-author Carlos Lara discuss the yield curve from an Austrian perspective. Then Carlos explains why a business owner who practices the Infinite Banking Concept (IBC) would want to retain ownership of the life insurance policy in his or her…